Actsoft2.com charge on credit card – What We Know

Have you got a charge from Actsoft2.com on your credit card or debit card? Are you wondering how the hell it came about? This article shed a light on What Actsoft2.com is, why you’ve a charge from them, and what to do about the charge.

What is Actsoft2.com?

Actsoft2.com is a payment alias used by a bunch of scammers impersonating ‘Actsoft.com Inc’ a Tech company in Tampa FL that produces paperless softwares & GPS Tracking for businesses. When we communicated with Actsoft.com, they said someone is adding a “1” or “2” to their name and doing fraudulent charges on individuals or businesses.

The scammers have also gone ahead to create website ‘Actsoft2.com’ without providing any detail about who they are. Rather they want people to submit their name, email, and credit card info to get a purchase information (which is very risky)

Why are You Being Charged by Actsoft2.com?

You’ve a charge from actsoft2.com because your credit card or debit card has been compromised, hence the unauthorized charge.

In this scenario, you have a Actsoft2.com charge but you have never made any transaction with any business using that payment alias.

What To Do About This Charge:

Inform Your Credit Card Issuer

Immediately contact your bank and inform them of the fraudulent transaction. You could do this by either reporting the fraud in their app or on their website. If fraud is confirmed, the issuer will likely cancel that card and issue you a new one with different numbers.

Update Your Passwords and Enable Two Factor Authentication

The second step you should take is updating your passwords. Make sure you check all of your other credit card accounts to see if they’ve also been compromised. It’s important to note that, even though only one card may have suspicious charges, you can’t be sure how the fraudster got the information. So make sure you change all of your passwords and PINs just to be safe.

Report the Fraud To Relevant Authorities

Report the scam to relevant authorities and organizations. This includes:

• Internet Crime Complaint Center (IC3): If you are in the United States, you can file a complaint with the IC3 at https://www.ic3.gov/.
• Your Local Consumer Protection Agency: Contact your local consumer protection agency or the equivalent regulatory body in your country.
• Better Business Bureau (BBB): File a complaint with the BBB if the online store is based in the United States.

Tips on How To Prevent Credit Card Fraud

1. Always Use Secure Websites. Whenever you’re entering your credit card info online, look for “https://” in the web address. The “s” means it’s a secure site.
2. Stay Alert from Phishing: Don’t Click on Links in Suspicious emails.
3. Keep your PIN and passwords super secret. If you must share them, change them after the person is done using them.
4. Be careful with public Wi-Fi when making online purchases or bank transactions. It’s safer to use a secure network.
5. After shopping or banking online, make sure to clear your browser’s cache. It helps keep your info safe.
6. Sign up for fraud alerts with your credit card company or bank. They’ll notify you if something fishy happens with your account.
7. Before tossing important papers, like bank statements, shred them or burn them to protect your info.
8. If you notice your card missing, tell your bank or creditor ASAP. They can help secure your account.

Conclusion

If you’ve a Actsoft2.com charge on your bank statement, it means your credit or debit card has been compromised by cybercriminals.

If this is the case, you should contact your credit card issuer immediately and report the fraudulent transaction.

Credit card fraud or credit card scam is when someone steals or uses someone else’s credit card to buy things or make payments without permission from the card owner. A fraudster might trick the cardholder into agreeing to a payment by lying or exploiting their lack of knowledge. Sometimes, the card can be stolen, lost, or copied, and then used by fraudsters. So, if your card is lost, it’s important to tell the bank to block it to prevent unauthorized use.

See Also – Tudum.co Charge on Credit Card, Ar3 LLC Charge