Anaheim Canyon Library Charge on credit card: Who’s Responsible for It?

Have you got a charge from Anaheim Canyon Library Charge on your credit card or debit card statement? There’s no need to panic. Lots of people have complained of similar charges from Anaheim Public Library . Here’s how the charge came about and what to do about this unauthorized charge.

Understanding Anaheim Canyon Library Charge

Anaheim Canyon Library Charge is a public library that is located in various cities in California, United States of America. Lots of people have complained of charges from the Library even when they’ve never used the library or have a membership card.

Why This Charge?

You’ve got this unauthorized charge from on your credit or debit card because you’re a victim of credit card fraud. The charge is not from Anaheim Public Library. It is a scam charge from fraudsters impersonating the public Library. They’ve started with small charges to “test” if your card numbers are valid.

The Council of Anaheim released a warning few hours ago;

These charges are not from Anaheim Public Library, any of our branches or from the city of Anaheim in any way. We know it is not from our libraries because this is not how a billing from us would appear. This is suspected credit card fraud, and we are reporting it to the Federal Trade Commission.

What To Do About This Unauthorized Charge

Inform Your Credit Card Issuer

Immediately contact your bank and inform them of the fraudulent transaction. You could do this by either reporting the fraud in their app or on their website. If fraud is confirmed, the issuer will likely cancel that card and issue you a new one with different numbers.

Update Your Passwords and Enable Two Factor Authentication

The second step you should take is updating your passwords. Make sure you check all of your other credit card accounts to see if they’ve also been compromised. It’s important to note that, even though only one card may have suspicious charges, you can’t be sure how the fraudster got the information. So make sure you change all of your passwords and PINs just to be safe.

Report the Fraud To Relevant Authorities

Report the scam to relevant authorities and organizations. This includes:

• Internet Crime Complaint Center (IC3): If you are in the United States, you can file a complaint with the IC3 at https://www.ic3.gov/.
• Your Local Consumer Protection Agency: Contact your local consumer protection agency or the equivalent regulatory body in your country.
• Better Business Bureau (BBB): File a complaint with the BBB if the online store is based in the United States.

Tips on How To Prevent Credit Card Fraud

1. Always Use Secure Websites. Whenever you’re entering your credit card info online, look for “https://” in the web address. The “s” means it’s a secure site.
2. Stay Alert from Phishing: Don’t Click on Links in Suspicious emails.
3. Keep your PIN and passwords super secret. If you must share them, change them after the person is done using them.
4. Be careful with public Wi-Fi when making online purchases or bank transactions. It’s safer to use a secure network.
5. After shopping or banking online, make sure to clear your browser’s cache. It helps keep your info safe.
6. Sign up for fraud alerts with your credit card company or bank. They’ll notify you if something fishy happens with your account.
7. Before tossing important papers, like bank statements, shred them or burn them to protect your info.
8. If you notice your card missing, tell your bank or creditor ASAP. They can help secure your account.

Conclusion

The charge from Anaheim Canyon Library is a scam charge from fraudsters impersonating the public Library. They’ve started with small charges to “test” if your card numbers are valid (this is called “carding”).

You should contact your credit card issuer immediately and report the fraudulent transaction.

Credit card fraud or credit card scam is when someone steals or uses someone else’s credit card to buy things or make payments without permission from the card owner. A fraudster might trick the cardholder into agreeing to a payment by lying or exploiting their lack of knowledge. Sometimes, the card can be stolen, lost, or copied, and then used by fraudsters. So, if your card is lost, it’s important to tell the bank to block it to prevent unauthorized use.

See Also – Tudum.co Charge on Credit Card, Ar3 LLC Charge