Unveiling The Unifin Scam Debt Collection Text: Beware!
Have you received a text message from Unifin Inc saying you should call them about your account or visit unif.in/act? Beware! It is a scam. Scammers are posing as agents at Unifin Debt Collection company and sending victims annoying text messages.
Here’s how the Unifin Text scam works and what to do if you received the text message saying you should visit Unif.in
Overview of Unifin Scam Text – How Does This Fraud Work?
The scam starts with a text message saying ‘Welcome to Unifin! Call us about account ######### at 8002763744 or at https: //unif .in/act Msg&Data Rates may apply. Reply HELP for help. Reply STOP to stop”. Interestingly, though Unifin is a United States Company, the number listed on the text message is an Indian Telephone Number, and the website unif.in was created in India.
So How does the scam work?
When you visit the website ‘unif.in’ you’d be made to provide your personal information and financial information. Meanwhile, when you call the number ‘ 8002763744 ‘ you’d speak with someone who has a strong Asian accent, who’d try to convince you that you’ve a debt attached to your name.
All these are tactics to scam you and steal your money.
What To Do If You Received The Unifin Scam Text
Do Not Click On The Link
Don’t attempt to click on the link no matter how legit it is. Clicking the link would direct you to a fraudulent website that would steal your personal information or install malware into your device.
Delete The message
Deleting the scam text message will prevent you from mistakenly replying to it.
Block The Sender’s Number or Email
The final step you should take is blocking the telephone number or email address that sent the scam text message. You can do this by adding the number or email address in your phone’s spam list.
What To Do If You’ve Already Fallen for the Phishing Unifin ScamText
You should take the following steps if you’ve already provided your information on Usps.Uspsbaa;
Inform Your Credit Card Company
If you provided your credit card details on this scam site, the first step you should take is calling your credit card company. They need to know that your card details have been compromised so as to closely monitor and prevent any unauthorized charges.
Place a Credit Freeze or Fraud Alert
Fraud alert is sort of like a two-factor authentication process for accessing your credit, whereas a credit freeze blocks anyone from accessing your credit — until you remove it. The credit freeze is the best option for you, if you know you wouldn’t be using the credit card anytime soon.
Scan Your Device with a Malware Checker Tool
There’s a likelihood that your device has been infested by malware or spyware after visiting Uspsbaa. Scanning your device with a malware removal tool will detect and remove any viruses, spyware, or other malicious programs. See best malware device tools here
How to Spot a Scam Debt Collector This 2023
Below are how to know the difference between a legit debt collector and a fake one-
- They withhold information from you
- Pressures you to pay by money transfer or card
- Threatens you with jail time
- You don’t recognize the debt they claim you owe
- Calls you at inconvenient times
Conclusion
No matter how convincing the Unifin text looks, there’s no need to take any action as it is not from the legit Unifin Debt Collection firm. It’s rather from an offshore based Scammer impersonating Unifin Debt Collector.
You can send us a mail if you’re in doubt of similar text messages in the future!
Phishing scams are on the increase daily, and we’ve been able to fish similar phishing scams like – EireVerify, Svieducation scam, Vince Camuto email scam, NYSDOL scam, USPS scam, to mention but few.
ALWAYS REMEMBER TO SEND US A MAIL VIA OUR CONTACT US PAGE IF YOU’RE IN DOUBT OF TEXT MESSAGES, MAILS, OR ONLINE STORES!
